Ula and Allan Ross joined Teach Me About Property in October 2023 with a long-term vision for their family. With six children and a history of property investing in New Zealand, their focus has always been on creating stability, opportunity, and generational momentum through property ownership.
Early Investing Without a Framework
Property had always been an interest, particularly for Allan, and the family’s first investments began shortly after getting married. Like many investors early on, decisions were driven by motivation rather than strategy. Seminars inspired action, but there was no clear system guiding acquisitions, leverage, or timing.
Over time, the family purchased multiple properties in Wellington, lived in some, rented others, and eventually leveraged rising values to expand their portfolio. They also completed a renovation and small flip—gutting a property, upgrading key areas, and selling it for a profit. While these deals worked, they relied heavily on trial and error rather than a repeatable process.
A Growing Family and a Big Move
As their family grew, so did the need for space and long-term planning. Eventually, the decision was made to relocate to Australia to be closer to extended family and open up new opportunities for their children. While the move brought excitement, it also came with complexity—selling assets, starting again in a new country, and learning an unfamiliar property and tax system.
Australia presented a completely different landscape. Lending rules, taxation, and investment structures were not the same as New Zealand, and understanding how to leverage existing assets across borders required expert guidance.
Finding Structure with TMAP
This is where TMAP became critical. Rather than guessing or repeating past mistakes, the Ross family gained clarity around how to operate in the Australian market. With structured mentoring, finance support, and clear strategy, they were able to move forward with confidence.
With the support of the TMAP team, including finance guidance through TMAP Money, they secured an investment property in Perth. They are are now progressing through a duplex build. This asset was selected not just to “buy something,” but to align with a long-term wealth plan focused on scalability and sustainability.
The Generational Impact of Ownership
One of the most powerful outcomes has been the impact on the next generation. Their son, Ezekiel, became a property owner at just 21 years old. This was an achievement that shifted expectations across the entire family.
Younger siblings and cousins are now having conversations about saving, investing, and ownership far earlier than previous generations ever did. When young people see someone like them succeed, belief replaces doubt. Ownership becomes normal, not intimidating.
Looking Ahead: Building Capacity and Choice
The journey doesn’t stop at one or two properties. With a strong foundation now in place, the family is focused on expanding income streams and capacity. Allan is exploring business opportunities within the property space, with the long-term goal of creating flexibility, control, and the ability to continue investing at scale.
The strategy today is intentional, structured, and repeatable—very different from the early days of investing without a framework.
The Message for Other Families
The lesson from Ula and Allan’s journey is simple: action matters, but guided action matters more. There will always be moments of uncertainty, especially when entering new markets or making big financial decisions. What changes outcomes is education, trusted support, and commitment to a proven process.
Most importantly, their story reflects the heart of TMAP’s mission. When families build wealth through property, they don’t just change their own future—they shift what’s possible for generations to come.
This is how legacies are built.
