As we step into spring, one strategy is standing out above the rest: Self-Managed Super Funds (SMSFs). Families are realising the funds they’ve already built up in super can be a game-changer for property investment and wealth creation.

Why SMSFs Are Getting Attention

For many Australians, the challenge with buying property has always been building a deposit. But with an SMSF, the deposit is already there — sitting in your super. More families are realising they already have the capital sitting inside their super — sometimes $200K, $300K, even $400K or more. Instead of letting that money sit idle, they can put it to work by investing in property. Instead of waiting years to save, families can take action now, using their existing super balance to purchase investment property and unlock powerful tax benefits.

The Only Bottlenecks? Paperwork and Pace.

Unlike buying your first home, where it’s all about building good financial habits, the real challenge with SMSFs is documentation. Students who are quick to complete paperwork can have their fund set up and ready to buy within weeks. Those who drag their feet face months of delay.

Kehe’s Story

Take Kehe Liutai, for example. At 49, he’s focused on building a legacy for his children. His family already owned three properties side by side in Granville, but he saw the opportunity to use his super to buy another — and set up future developments. For him, the breakthrough wasn’t saving harder, it was getting the SMSF process moving fast.

His paperwork is already in progress, and in just a few weeks he’s on track to purchase through super. That speed gives him leverage — not just to secure property now, but to keep building towards his long-term vision.

Think Long Term, Play the Wealth Game

Some hesitate, worrying they can’t touch the money until later. But that’s short-term thinking. The wealth game is about building across three generations: for yourself, your children, and your children’s children. SMSFs let you do that with the funds you already have.

TLDR;

Spring is the season of action. If you have strong super sitting idle, the opportunity is already in your hands. Commit to the paperwork, move quickly, and turn your super into property that builds lasting wealth.

👉 Ready to put your super to work? Don’t wait another season — spring is the time to move.