Fixing money problems can feel overwhelming, but let’s break it down: there are only two core problems that families face when it comes to managing their finances. That’s it—just two! Once you understand them, you can start addressing the issues and getting your money in order.

The Two Money Problems

Problem 1: You’re Not Earning Enough

The first issue is simple—you don’t have enough money coming in. If that’s the case, you need to focus on increasing your income.

Four Ways to Boost Earnings

  1. Get a better job – Upskilling or exploring opportunities with higher pay can make a big difference.
  2. Take on a second job – It’s not always easy, but a side hustle can bring in extra cash.
  3. Seek more authority – Climbing the career ladder often comes with financial rewards.
  4. Marry money – OK, this one’s a joke (kind of). If you’ve married for love, as many of us have, stick to options 1–3!

Problem 2: You’re Not Controlling the Money You Have

The second issue is just as important. Even if you’re earning enough, money can slip through your fingers if you’re not managing it properly. That’s where control comes in.

If controlling your finances is the issue, the solution is straightforward. At Teach Me About Property (TMAP), the Control Pillar is part of the world-famous CAUSE Method, designed to help families take charge of their money. And guess what? You only need two tools to get started:

Tool 1: TMAP Budget Template

The budget template is a game-changer. It shows you if you have a surplus—or extra money—after covering all your expenses. Most families are amazed when they realise just how much surplus they actually have! But this often leads to the next question.. where’s all the money going?

Tool 2: WeMoney App

The WeMoney app provides clarity. It gives you visibility over every dollar in your household. As the saying goes, what gets measured gets improved. When you can see where your money is going, you can start making changes to direct it where it’s needed most.

How to Take Action

Improving the way you handle money doesn’t have to be complicated. Here’s what to do:

  1. Become a student to download the TMAP Budget Template – Identify your surplus and understand the big picture.
  2. Use the WeMoney App – Track your spending and gain insight into your financial habits.

With these tools, you can transform your financial situation and start working towards bigger goals, like building wealth or investing in property.

The Key to Financial Success

Fixing money problems boils down to earning more or managing better what you already have. TMAP has created a simple system to help you take control, and all it takes is a bit of effort to put the tools into practice.

So, grab the TMAP Budget Template, download the WeMoney app, and start your journey to financial success today. You’ve got this!