The 2025 Federal Budget just dropped, and the team at Teach Me About Property (TMAP) is giving it the thumbs up. Why? Because it’s packed with changes that give everyday Aussies more control over their money—and a better shot at owning property. Here’s what you need to know.

First Up: Everyone Gets a Tax Cut

Let’s start with the good news—every single taxpayer is getting a tax cut.

This isn’t just for high earners or certain income brackets. It’s across the board:

  • In the first year, you’ll save up to $268
  • By mid-2027, that jumps to $536

More money in your pocket means more room to save, invest, or pay down debt. For families working hard to budget or get into the property market, this makes a real difference.

Next: You’ll Pay Less Medicare

After tax cuts, the government has moved to ease another big cost—Medicare.

They’ve raised the income threshold, which means as you start earning more, you won’t get hit with higher Medicare levies as quickly. This change could save you up to $122 a year.

It might not sound massive on its own, but combined with the tax cut, it adds up. In a time when costs are going up everywhere else, this is a welcome relief.

Then There’s Power Bills: $150 Saved

Electricity is one of the biggest household bills—and it’s only been getting worse.

Thankfully, the government has decided to keep its energy support program going. That means:

  • Around $150 in annual savings on electricity bills
  • Backed by $800 million in funding to help keep power prices down

If you’ve ever looked at your electricity bill and winced, you know how important this is. Cheaper power means more breathing room in your budget.

Help to Buy Scheme: Bigger and Better

Now here’s the part TMAP is really excited about—the Help to Buy scheme.

This shared equity program allows you to buy a property with just a 2% deposit. The government tips in a chunk of the money so you can get into the market faster.

Here’s what’s changed:

  • The scheme is expanding from 2,000 homes a year to 10,000 per year
  • That’s 40,000 homes over four years

This move increases housing supply and gives thousands more Aussies a real shot at homeownership. If you’ve been waiting for the right time to buy, this could be it.

Putting It All Together

So what’s the bottom line?

This year’s Federal Budget isn’t just a bunch of numbers on a page. It puts real money back into people’s hands and makes it easier to take that first step into the property market.

  • Tax cuts give you more to work with
  • Lower Medicare and electricity costs ease the pressure
  • Expanded homebuying support brings ownership within reach

Of course, TMAP is here for all of it—and here to help your family take full advantage.

Need help making the most of these changes?
TMAP’s mentors can guide you through the options and help you take action. Reach out today and start your journey to property ownership.