Starting Point: A Wake-Up Call

When Brendon and Lucy Martin moved from New Zealand to Sydney, they dreamed of building a better lifestyle. But by 2020, reality hit hard. They were deep in debt, with poor credit and no clear way forward. Lucy recalls:

“In August 2020, we were in a lot of debt, so the first thing we did was get a credit report. We found out we had terrible credit. It was a huge wake-up call.”

Determined to turn things around, they attended a TMAP Summit in 2020. Within months, they had eliminated over $30,000 in debt, rebuilt their credit, and shifted from survival mode into a strategy-driven mindset.

Step One: Humble Beginnings

The Martins embraced the TMAP-2-STEP approach. The first move was simple but powerful: get into the market with what was affordable. That meant purchasing a two-bedroom unit in Schofields.

“It wasn’t what I initially wanted. I dreamed of a five-bedroom, two-storey pool house. But we had to eat some humble pie and buy what we could afford. That unit became our first step.”

Although they never lived in the property themselves, a reliable tenant covered the mortgage from day one. That’s the Wealth Game at work: assets working for the family, not the other way around.

Step Two: Growing Through Strategy

From there, the Martins kept building. Using equity from their first property, they purchased another unit. They then leveraged their Self-Managed Super Fund (SMSF) to acquire an additional investment property in Sydney.

This careful sequence of moves created momentum and options—without overextending. Lucy credits her mentors for keeping them focused:

“When your mentor says, ‘I got you,’ you become so grateful. Grateful for the humility, grateful for the support, and grateful for the process.”

The Dream Realised: Family Home Secured

Fast forward to 2025, and the Martins have achieved what once felt impossible: their family home.

A four-bedroom, double-storey house with three bathrooms, a double garage, and a spacious 600sqm block—secured through persistence, sacrifice, and the TMAP-2-STEP framework.

Lucy describes Gregory Hills as her “dream folder”—every email about the property tucked away until it became reality. That dream is now a home where the Martins can create memories with their children and grandchildren.

Legacy for Generations

Beyond their own home, the Martins have set a bigger vision.

“My goal is that every one of my children will own properties. That’s my legacy. To ensure that my mokopuna (grandchildren) are building wealth before they turn 18.”

By combining hard work with TMAP strategies like OPM, equity leverage, and SMSF investments, they’ve laid a foundation not only for themselves but for the next generations.

Final Word

Brendon and Lucy’s story proves that the journey to the top of the mountain isn’t always glamorous. It starts with sacrifice, continues with discipline, and finishes with freedom. From crushing debt to buying their dream home, they are living proof that the TMAP-2-STEP works.

✨ Your story could be next. Don’t let another year pass by wishing you had started sooner. Join TMAP today and discover how to build wealth, secure your family’s future, and create a legacy for generations to come.