You're closer to retirement than you think.
Is your retirement plan enough?
Most Australians approaching retirement don’t know their super will run out before they do. Property, done right, is the strategy that changes that. Whether it’s equity, SMSF, or family strategy, there’s a path forward.
Average super at retirement
$270K
The average Australian retires with less than 5 years of comfortable living expenses in super.
Aged pension (single, per year)
$29K
After a lifetime of work, that’s what the system offers.
The gap property can bridge
Significant
Strategic property investing can generate passive income that outlasts your super.
Understanding the Problem
The income cliff is real. Most people don't see it coming.
At 50, you still have time to act. But the window is narrower than most people realise — and every year of delay costs more than the last.
$0
Super runs out. Life doesn’t.
The average Australian super balance depletes within 10–12 years of retirement. If you live to 85 — and many do — the gap is very real.
$29K
The income drop no-one plans for.
Moving from a salary to super withdrawals creates a sharp income cliff. Without assets generating passive income, the drop is permanent.
Investing
Plan for your financial future.
Property is the strategy that bridges the gap. Whether it’s equity, SMSF, or family strategy, TMAP helps you find the right path for you.
The TMAP Advantage
Most people don't have a strategy for their retirement
TMAP helps you find the right strategy for you. Whether it’s equity, SMSF, or even a family strategy, our team works with you to build a plan that fits your life. Rental income. Capital growth. A plan that grows with you. All are building toward a retirement that doesn’t run dry.
TAX-ADVANTAGED
USE EXISTING EQUITY
PASSIVE INCOME RETIREMENT
See the numbers for yourself
What could your properties earn you in retirement?
Use the slider to see how additional investment properties could supplement your retirement income each week.
How much could your properties earn you?
Use the slider below to see how additional investment properties could supplement your retirement income each week.
Weekly income
$538
gross rent
Monthly income
$2,333
gross rent
Annual income
$28,000
gross rent
How we calculate this
On a $700,000 property, a 4% yield produces roughly $28,000 per year in gross rent (≈ $538 per week) before tax. Figures are multiplied by the number of properties selected and are estimates only. Actual returns will vary based on location, vacancy rates, and expenses.
Real TMAP Students
They saw the income cliff coming.
Here's what they did about it.
Real Australians who used property strategies to bridge the gap between their current super and the retirement they actually wanted.
Pamela's Journey to Retirement
At 56, Pamela Aropio shares her inspiring journey of transitioning from a comfort zone to building a property portfolio with TMAP. From refinancing to purchasing her first investment property, Pamela highlights the power of education, strategies, and surrounding yourself with like-minded individuals.
From Comfort to Clarity: Christine & Jared’s Property Journey 🏡
At 49 and 48, they’ve already purchased their first investment property, are finalising their second, and have their sights set on a portfolio of 10 properties to secure their retirement.
From Doubt to $2M: Jared’s Inspiring Property Journey!
From humble beginnings and dragon boating to navigating the property market with TMAP, Jared and his family have achieved what once seemed impossible. Hear his incredible story of building a $2M property portfolio.
500+
TMAP Families
Investing in Property
These aren’t highlight reels. Every student you see here started with the same questions you have right now: about super, about property, about whether it was too late. They took the first step and had the conversation. That’s all it took.
The Cost of Delay
Start now vs. 5 years from now.
Five years feels like plenty of time. The numbers tell a different story. Here’s what strategic property investment could look like for someone at 50 versus 55.*
Recommended
Start at 50
15 years of compound growth before retirement at 65
Estimated property equity at 65
$980K+
Based on 7% avg. annual growth on a $600K property
Passive rental income generated
15 years
Rental returns contributing from year one
Super amplification
Significant
Significant
Costly delay
Start at 55
10 years to retirement — less time, less outcome
Estimated property equity at 65
$590K
Same property, same growth rate — 5 fewer years of compounding
Passive rental income generated
10 years
5 fewer years of rental returns in retirement build-up
Super amplification
Limited
Shorter runway reduces the compounding effect of the SMSF structure
Equity difference
$390K+
lost by waiting 5 years
Rental income missed
5 Years
of passive income foregone
Cost of each year’s delay
~$78K
in compounded equity growth
Ready to take charge of your retirement?
Most Australians approaching retirement don’t know their super will run out before they do. Property, done right, is the strategy that changes that. Whether it’s equity, SMSF, or family strategy, there’s a path forward.
